Dear Jarus, what am I getting wrong? Saanu aje

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Dear Jarus,

I will not leave you till you answer at least one of my questions. I wrote a note to you and it is unfortunate that we were unable to discuss on it. Never mind, Bamidele was able to give me some advice and insights at the conference.

I visit your blog every minute to get one thing or the other and I must say a big thank you for adding Maruf to your team as he is also a HR person and we communicate well on whatsapp and linkedin.

I read the letter you posted ‘how-do-I-become-successful-after-school’.Your analysis is so encouraging and it got me thinking. I also have good friends with great visions but then things are not really working out fine as we all wish amidst our troubles to get to the top- for me, even after three years of HR experience and series of certificates and a 2:1 in business administration, I still earn less than 100k (and where I am at the moment, I am in a bond of three years and I am just  a year old), so is every of my friend except the one in a foremost management consulting firm.  Have I not been applying? Yes, I have but then no breakthrough yet. I am currently doing my CIPM (intermediate two completed) and I have a plan that at most after the second year in my present company (September 2014), I should have finished my CIPM then I can move to a better place(by then I will be 29) and I have started applying massively in preparation for this but my question still remain- is there anything I am doing wrong or is it that I am not patient enough?

You talk about God and I must say thanks for touching that part. I am a hint of what he can do and as you recommended, everyone should have a stint of believe in God.

Lastly, I have 500k idle fund – should I go for Land or Treasury bill? I have tried getting a seller of land at that amount in Lagos but seem impossible.

Lastly, should you have any HR practitioners that you can connect me with just like you did unknowingly with Maruf, I will so much appreciate. I would like to learn more from such people

Amidst your tight schedule and eventfulness, kindly read and revert.

 

Sincerely,

(Name protected)

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Salaam my brother.
LOL @ “I will not leave you till you answer at least one of my questions.”. Insha Allaah, we will still discuss your note. Maybe by first week of December when I’m out of Nigeria for holiday, I should have time then. This Lagos hustle too much.
Now, no doubt you’re brilliant. Don’t be in a hurry. I have a friend that had ICAN, CIS, First Class accounting etc, and still stuck in small companies for 5 years, earning just around 200k, trying big oil companies unsuccessfully before he eventually landed a good upstream oil company with a net pay of N1m per month!  Another reader of my blog has been on my neck me for weeks now, asking same questions: he has all qualifications but stuck in one of the Big 4 consulting firms for 3 years now, earning less than 150k. So you’re not the only one in that boat.
I must admit there is an element of luck in this thing too: I know people that earn 400K per month, and all they have is first degree, nothing else. They are lucky to get job there. There are far more qualified people, with ICAN etc, earning less than 100k! That is also the luck factor.
My advice is, you are not doing anything wrong, my friend tried many companies for 5 years, when all of us his friends with similar or even lower qualifications had gotten better places, before he landed the big oil company job, who are paying him even higher than some of us that had moved earlier.  So that is the way it is. Just stay on with the job, try to complete the CIPM, build network (you’ve started that already – knowing me, and Kola Nasir).  I’m sure it will pay off one day.
One of the top CEOs in my network  has promised that his company will collect CVs of participants with good credentials, at the next Jarushub conference. These are the opportunities one comes across from networking. For HR, I don’t know anybody for now.
In all of these, never forget one of the most consistent advices I receive from successful people I know: just work hard and be diligent, money will surely come.
On your 500k investment part, I will pass that to Mr. Emma, our investment expert on Jarushub.
All the best. Never give up!
Jarus

4 comments

  1. emmanuel ewumi 1 November, 2013 at 09:10 Reply

    Today at 6:48 AM

    To

    Jarus Hub Nigerian Blog

    I will advice you invest the 500k in treasury bill, that will give you a return of about 55k in a year. I do not know your risk appetite and knowledge about investment in the capital market, I would have advised you to invest in shares or mutual funds. You can also invest in FGN or Lagos State Government bonds, either of these should give a risk free return of about 14%.

    As per investment in land in Lagos, you must also have money or the cash-flow to start building immediately after buying the land. You also have omo-onile issues, building plan from government, survey, tax clearance etc to contend with. If you look search well you should be able to get land for 500k in Ikorodu, Epe, Badagry in Lagos or Igbesa, Agbara etc in Ogun State.

    If I may ask, how did you get the 500k, focus on what you did that made you get or save the sum, this may be a business or your job try and be very good at it so that by the next time you come to Jarushub for advice by God’s grace, you will be asking for advice on how to invest your idle N5 million or more.

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